Monday, July 25, 2011

SLASH YOUR BILLS PART2

MAKE YOUR DECISION BASED ON YOUR NEEDS - once you've thought about your family's usage, habit, decide which services you can get rid of and which ones to keep. Set some "house rules" on when and how the different family members use these services. Also ask your self these questions to help you decide which services you can or cannot absolutely live without; who really needs an internet connection? How much money can set aside for each these services, based on my family's practical needs and usage?

SHOP FOR THE BEST DEAL - after you've filtered out what you need and don't need, look for the best and least expensive deals for your home phone, cable, and internet services. "You must do your homework if you'd like to get the best and cheapest deal. Invest the time to study your options and see if it fits your budget. When shopping for the services you want you may consider the following: how much does my family really needs? We are lured by "upsize" traps when shopping for services. It’s a misconception that you have to upgrade your phone, cable and internet plan so you can grow with it. Sometimes you never really use it up; you're just rationalizing that you are saving by making allowances in the future buy what your family needs now than up grades when you need to" is my plan flexible? Find out if your provider can make adjustments to your plan in case you'd like to upgrade your services as your family's needs grow. What do users say about the service? Ask friends and family who have used or tried a particular service, aside from looking up announcement or promo deals from the providers. Asking around will help you avoid being misled by the flowery language on ads and promos. Is this company reliable? Is it trustworthy? Do the services they offer good value for you money?

CUTTING DOWN ON YOUR COMMUNICATION BILLS NOT ONLY SAVES MONEY, IT HELPS YOU HAVE THE DISCIPLINE TO PRIORITIES YOUR FAMILY'S EXPENSES. THE DISCIPLINE OF BUDGETING SHOULD CUT ACROSS ALL EXPENSES ITEMS. BE IT YOUR COMMUNICATION EXPENSES OR YOUR FOOD, ELECTRICITY AND WATER BILLS, FAMILY SHOULD KNOW HOW MUCH THEY ARE SPENDING ON A REGULAR BASIS MAKES IMPORTANT DECISIONS ON HOW TO LOWER THEIR BILLS AND INCREASE THEIR MONTHLY SAVINGS"

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